When looking for party favors for an upcoming birthday party, I came across some inexpensive shoe charms that I thought would be perfect. I wanted a cute way to present them, though. I wasn't about to buy Crocs-style shoes for everybody, and even the silicone charm bracelets were a bit pricey. So, I decided to make my own. I was actually quite surprised that I couldn't find anybody else who had done it yet. Thus, the instructable... You will need:
-Craft Foam
-Hole puncher
-Scissors or, preferably, a paper cutter
-Plastic snaps and snap pliers
If you don't have/want to buy snaps, you can fasten them with a shoe charm
First, cut the craft foam into strips just over a centimeter wide using a paper cutter. You can obviously use scissors or a craft knife to cut them if you don't have a paper cutter, but the paper cutter insures straight cuts quickly and easily. 
Waterproof, hardwearing, cheap and made from recycled materials this bag is ideal for outdoor use, such as carrying climbing gear and ropes. This was made using things I had lying around the house, for example the toggles came from an old raincoat. You can be inventive and adapt/swap materials to what you have available. 
You will need: 
This is the most basic of polenta recipes - I make it like this every time. Making your polenta from scratch lets you control the flavor and salt content, and it always comes out much nicer than ready made polenta in a tube. ;) 
1 cup cornmeal or corn grits3 cups water1/2 - 1 teaspoon of salt2 tablespoons of butter/margarinepepper to tasteparmesan/romano/asiago - optional but tasty!This recipe can be easily scaled! This is the amount I make if I'm cooking for 4 people or less. I can normally get two meals out of this amount. :D 
Banks often promote an "over limit" fee as a means of avoiding a declination when using your credit card but really just exists to encourage poor spending habits and make them a little extra cash in the process. Daniel Bortz, writing for US News, explains:Jana Castanon, community outreach coordinator at Apprisen, a national nonprofit credit-counseling agency, says some first-time credit users don't understand how overlimit fees work. Unless you opt in for these fees, you can't exceed your credit limit. It's not fun to hear the cashier say your credit card has been declined, but many experts warn against opting in because it puts you at risk of getting hit with extra fees – and you could start a habit of spending beyond your means.Always make sure to opt out of any over limit fees on your cards. If you don't know whether or not your bank assesses this kind of fee, call them up and find out. You can opt-out, so you should. After all, low balances aid your credit score so you shouldn't be pushing up against the limit in the first place.How to Make Sense of a Credit Card's Terms and Conditions | US NewsPhoto by luchunyu (Shutterstock).